@font-face{font-family:Averta;src:url(fonts/averta-400.woff2) format('woff2');font-weight:400;font-display:swap}@font-face{font-family:Averta;src:url(fonts/averta-500.woff2) format('woff2');font-weight:500;font-display:swap}@font-face{font-family:Averta;src:url(fonts/averta-700.woff2) format('woff2');font-weight:700;font-display:swap}@font-face{font-family:Averta;src:url(fonts/averta-800.woff2) format('woff2');font-weight:800;font-display:swap}@font-face{font-family:'Roc Grotesk Condensed';src:url(fonts/roc-grotesk-condensed-700.woff2) format('woff2');font-weight:700 900;font-display:swap}
:root{--ink:#14283f;--navy:#14283f;--green:#0b743b;--cream:#f5f3ed;--paper:#fdfcf9;--steel:#c5d1dd;--muted:#536579;--line:#d9dfe3}*{box-sizing:border-box}[hidden]{display:none!important}html{scroll-behavior:smooth;scroll-padding-top:120px}body{margin:0;background:var(--paper);color:var(--ink);font:400 16px/1.65 Averta,Arial,sans-serif;font-synthesis:none}a{color:inherit;text-underline-offset:5px}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button{cursor:pointer}.wrap{width:min(1240px,calc(100% - 64px));margin:auto}h1,h2,h3{font-family:'Roc Grotesk Condensed','Arial Narrow',Arial,sans-serif;font-weight:800;text-transform:uppercase;letter-spacing:0;line-height:.93;margin:0}h1{font-size:clamp(64px,6vw,88px);max-width:850px;margin:0 auto 32px}h1 span{color:inherit}h2{font-size:clamp(40px,4.22vw,64px)}h3{font-size:32px;margin:22px 0 18px}p{margin-top:0}.top{background:var(--navy);color:#fff;display:flex;justify-content:space-between;gap:20px;padding:10px 32px;font-size:13px;font-weight:700;line-height:1.5}.top span:last-child{font-weight:400}.site-header{position:sticky;top:12px;z-index:30;width:calc(100% - 32px);max-width:1400px;margin:12px auto -94px;background:var(--paper);border:1px solid #e2e3df;border-radius:12px;box-shadow:0 8px 25px #14283f0d}.site-header nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px;width:auto;margin:0;padding:0 32px}.brand{display:block;flex-shrink:0;line-height:0}.brand img{width:127px;height:76px;object-fit:contain;display:block}.navlinks{display:flex;align-items:center;gap:28px}.navlinks a{font-size:14px;font-weight:700;text-decoration:none;line-height:20px}.navlinks a:hover{color:var(--green)}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--green);color:#fff;border:1px solid var(--green);border-radius:8px;padding:21px 40px;min-height:64px;font-size:18px;font-weight:700;line-height:20px;text-align:center;text-decoration:none;transition:background-color .25s,color .25s,border-color .25s}.btn.green{background:var(--green);color:#fff}.btn:hover,.btn.green:hover{background:#095c30;color:#fff}.navlinks .btn{border-radius:999px;min-height:48px;padding:13px 24px;font-size:14px}.navlinks .btn:hover{color:white}.menu{display:none}.hero{position:relative;min-height:850px;display:flex;align-items:center;overflow:hidden;background:var(--navy);color:white}.hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 52%}.hero:after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(8,24,41,.4),rgba(8,24,41,.68) 35%,rgba(8,24,41,.73) 75%,rgba(8,24,41,.38))}.hero .wrap{position:relative;z-index:1;padding:180px 0 90px;text-align:center;max-width:1000px}.eyebrow{font-size:12px;line-height:1.5;font-weight:700;letter-spacing:.15em;text-transform:uppercase;margin:0 0 24px}.eyebrow.dark{color:var(--muted)}.hero .eyebrow{color:var(--cream)}.hero .desc{max-width:650px;margin:0 auto 32px;font-size:20px;line-height:1.6;color:var(--cream)}.actions{display:flex;justify-content:center;align-items:center;gap:16px;flex-wrap:wrap}.textlink{font-weight:700;font-size:16px}.hero .textlink{display:inline-flex;align-items:center;justify-content:center;min-height:64px;padding:21px 32px;border:1px solid #ffffffaa;background:#14283f44;border-radius:8px;text-decoration:none;font-size:18px;font-weight:700;line-height:20px}.hero .textlink:hover{background:var(--cream);color:var(--navy)}.hero .small{font-size:13px;color:var(--steel);margin:28px auto 0}.strip{background:var(--cream)}.strip .wrap{display:grid;grid-template-columns:repeat(3,1fr);padding:28px 0;gap:30px}.strip span{display:flex;gap:14px;align-items:center;font-size:14px;line-height:1.5;font-weight:700}.tick{font-style:normal;font-weight:700;color:var(--green);font-size:20px}.section{padding:88px 0}.sectionhead{display:flex;justify-content:space-between;align-items:end;gap:55px;margin-bottom:44px}.sectionhead>p{max-width:390px;color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{border:1px solid var(--line);border-radius:16px;padding:32px;background:#fff;display:flex;flex-direction:column}.card:nth-child(2){background:var(--cream)}.num{font-size:13px;letter-spacing:.08em;color:var(--muted);font-weight:700}.card p{color:var(--muted);margin-bottom:24px}.card ul{list-style:none;border-top:1px solid var(--line);padding:18px 0 0;font-size:14px;margin-top:auto}.card li{margin:8px 0}.card li:before{content:'✓';color:var(--green);font-weight:700;margin-right:10px}.card a{font-size:14px;font-weight:700;color:var(--green);margin-top:14px}.problem{width:calc(100% - 48px);max-width:1400px;margin:0 auto;background:var(--navy);color:#fff;border-radius:64px;padding:80px 50px}.problem .wrap{width:100%}.problemgrid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.problem .eyebrow{color:var(--steel)}.problem p{color:var(--cream);margin:26px 0 30px;font-size:18px}.symptoms{display:grid;grid-template-columns:1fr 1fr;gap:20px}.symptoms div{border:1px solid #9aa7b280;border-radius:20px;padding:26px;background:#213b57}.symptoms strong{display:block;font-size:18px;line-height:1.4;margin-bottom:10px}.symptoms span{font-size:14px;color:var(--steel);line-height:1.6;display:block}.process{display:grid;grid-template-columns:repeat(3,1fr);gap:50px}.step{border-top:1px solid var(--line);padding-top:24px}.step b{font-size:14px;color:var(--muted);font-weight:700}.step p{color:var(--muted)}.coverage{background:#e8edf1;border-radius:32px;padding:48px;display:grid;grid-template-columns:1fr 1fr;gap:60px;margin-top:70px}.coverage p{color:var(--muted);margin:24px 0 0}.states{display:grid;grid-template-columns:1fr 1fr;gap:14px;align-content:center}.states div{border:1px solid var(--line);border-radius:12px;background:var(--paper);padding:22px;font-weight:700}.faq{display:grid;grid-template-columns:1fr 1.5fr;gap:80px}.faq details{border-bottom:1px solid var(--line);padding:24px 0}.faq details:first-child{padding-top:0}summary{font-size:18px;font-weight:700;line-height:1.5;cursor:pointer}.faq details p{color:var(--muted);margin:20px 0 0}.planner{background:var(--cream)}.planlayout{display:grid;grid-template-columns:1fr 1.2fr;gap:70px}.planner .planlayout>div>p:not(.eyebrow){color:var(--muted);max-width:430px;margin:26px 0 0}form{padding:36px;background:var(--paper);border:1px solid var(--line);border-radius:20px;align-self:start}.fields{display:grid;grid-template-columns:1fr 1fr;gap:22px}label{display:block;font-size:14px;font-weight:700}input,select,textarea{width:100%;margin-top:8px;padding:13px;border:1px solid #9aa7b2;background:#fff;color:var(--ink);border-radius:8px}textarea{resize:vertical}.full{grid-column:1/-1}.note{font-size:13px;color:var(--muted);line-height:1.6;margin:18px 0 0}#result{margin-top:20px;padding:22px;background:#e8edf1;border-radius:12px;white-space:pre-line;font-size:15px}footer{background:#0d1c2e;color:var(--cream);padding:58px 0 35px}.foot{display:flex;justify-content:space-between;align-items:center;gap:40px}.footer-logo img{filter:brightness(0) invert(1);width:150px;height:auto}.foot p{font-size:14px;color:var(--steel);margin:20px 0 0}.foot .textlink{font-size:14px}.skip:not(:focus){position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.skip:focus{position:fixed;top:0;left:0;background:white;color:var(--ink);z-index:100;padding:16px}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #9aa7b2;outline-offset:5px}
@media(max-width:950px){.wrap{width:calc(100% - 48px)}.site-header nav{padding:0 22px}.navlinks{gap:18px}.navlinks a{font-size:13px}.sectionhead{gap:30px}.cards{grid-template-columns:1fr}.card{padding:32px}.card h3 br{display:none}.problem{padding:60px 32px;border-radius:36px}.problemgrid,.faq,.planlayout{grid-template-columns:1fr;gap:36px}.coverage{gap:30px;padding:32px}.process{gap:28px}.hero{min-height:800px}.hero .wrap{padding:180px 0 80px}h1{font-size:76px}.section{padding:64px 0}.problem.section{padding:60px 32px}.planner .planlayout>div>p:not(.eyebrow){max-width:650px}}
@media(max-width:760px){.menu{display:flex;align-items:center;justify-content:center;padding:10px 14px;min-height:44px;background:#fff;border:1px solid var(--line);color:var(--ink);border-radius:8px;font-size:14px;font-weight:700}.navlinks{display:none;position:absolute;top:calc(100% + 10px);left:0;right:0;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;box-shadow:0 18px 45px #14283f1a}.navlinks.open{display:flex;flex-direction:column;align-items:stretch;gap:0}.navlinks .navitem{padding:16px 12px;font-size:15px}.navlinks .btn{margin-top:12px}.top{justify-content:center;text-align:center;padding:10px 20px;font-size:12px}.top span:first-child{display:none}.site-header nav{height:78px}.brand img{width:120px;height:72px}.strip .wrap{grid-template-columns:1fr;gap:15px}.strip span{justify-content:center}.sectionhead{display:block}.sectionhead>p{margin-top:24px;max-width:600px}.process,.coverage{grid-template-columns:1fr}.process{gap:32px}.coverage{margin-top:40px}.foot{align-items:flex-start}.hero .desc{font-size:18px}.hero h1{font-size:64px;line-height:.93}.hero .eyebrow{font-size:12px}.hero{min-height:820px}.hero .wrap{padding:170px 0 70px}.hero .actions{max-width:360px;margin:auto;align-items:stretch}.hero .actions>a{width:100%}.hero .small{max-width:300px;line-height:1.8}.symptoms{gap:16px}.symptoms div{padding:22px}.problem p{font-size:16px}.foot{display:block}.foot>div+div{margin-top:35px}}
@media(max-width:480px){.wrap{width:calc(100% - 40px)}.site-header{width:calc(100% - 24px)}.site-header nav{padding:0 16px}.hero h1{font-size:60px}.hero .desc{font-size:17px}.hero .wrap{padding-top:160px}.hero{min-height:850px}.btn{padding:18px 25px;min-height:58px}.section{padding:56px 0}.problem.section{width:calc(100% - 24px);padding:45px 24px;border-radius:28px}.problemgrid{gap:30px}.symptoms{grid-template-columns:1fr}.symptoms div{padding:20px}.fields{grid-template-columns:1fr}.full{grid-column:auto}.states{grid-template-columns:1fr}.coverage{padding:26px;border-radius:24px}form{padding:24px}.card{padding:26px}.faq{gap:30px}.hero .textlink{min-height:58px;padding:18px 25px}.top{font-size:12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}